Our Services
At Mental Klarity LLC, we offer a range of services designed to meet the financial needs of diverse clients, including businesses, entrepreneurs, contract workers, truck drivers, investors, and soon-to-be retirees.
We offer:
Executive Bonus Plans
Best for: Business/Business Owners
Your company pays the premiums on a life insurance policy owned by the executive, providing an additional benefit to the executive while serving as a form of compensation and incentive. The executive can access the policy’s cash value or death benefit, making it a way to attract and retain key talent.
Index Universal Life (IUL) / Cash Value Life Insurance (CVLI)
Best for: Entrepreneurs, 1099 workers, Contract Workers, Investors
IUL offers a death benefit and accumulates a cash value invested in market index strategies. Policyholders receive tax-free accumulation and distributions. CVLI builds up a cash value over time, which can be accessed or borrowed against, growing tax-deferred.
Fixed Index Annuities
Best for: Investors, approaching retirement
Annuities provide a stream of payments over a defined period, often used as a retirement income tool. Payments can be immediate or deferred, offering fixed payments with additional features such as guaranteed income streams for life.
Executive Bonus Plans/Key Man Policy
Final Expense/ Whole Life
Best for: Seniors, People with or without health conditions
Permanent life insurance designed to cover end-of-life expenses such as funeral and burial costs, medical bills, and other debts. This policy provides a death benefit that is paid out to beneficiaries upon the policyholder’s death.
Working Hours : Open Monday – Sunday 9am-9pm